Loans & Programs

Home Loans

An array of loan products to meet your
varied home mortgage needs

Finding the right house is only half the battle.

The other half is choosing the right mortgage product.

At Central Group Mortgage, we understand the struggle. That’s why, we provide you with a line of home loan products that make the home buying easy, less stressful, and a whole lot simpler. Created by keeping your home buying needs and budgets in mind, our comprehensive loan options can help you unlock your dream home with complete confidence. Explore our home loan options and choose the one that accurately fits your needs or connect with our experts to find a mortgage product that perfectly aligns with your home buying needs. After all, the choice is always easy when an expert is on your side!

Our Popular Loan Products

Lower credit score, less money down Insured by the Federal Housing Administration, FHA loans are government-assisted mortgage programs that help low income borrowers easily obtain a mortgage. They are
A no-down payment loan for select service member VA loan is an excellent mortgage program that’s exclusively available for qualified veterans, active service members, and their spouses. The mortgage
A loan that makes big dreams come possible As the name suggests, a Jumbo Loan is a home mortgage solution that’s designed to meet your high-end needs. It enables
A smart way to tap into the equity of your home A home equity loan is a type of mortgage that allows you to convert a part of your
A loan that helps you build the house of your dreams If your ideal home is not available in your preferred market, you can still realize your dream by
Affordable rates, lower monthly payments The Adjustable Mortgage Rate (ARM) is a home loan with variable interest rates. The initial interest rates in this loan program remain low, which

Not sure which loan is right for you?

We’re here to help! Connect with our Mortgage Experts & find the right home loan product that serves your needs.

Testimonials

Kevin / Laura OwensKevin / Laura Owens
20:20 14 Apr 22
Brandon was great to work with and I will definitely reach out to him again in the future when I need assistance with a mortgage. I have purchase several homes over the last five years and he was clearly one of the best to work with! Thanks again Brandon!
Kang HanKang Han
00:39 06 Apr 22
It was nice and a pleasure to work with Mark and Amy. They are really professional and willing to offer help anytime. Highly recommend CGM!
ZhiBiao LiuZhiBiao Liu
20:46 31 Mar 22
Super good service attitude, super serious work, rich professional knowledge, highly recommended!
Jeffrey DeVictoria Jr.Jeffrey DeVictoria Jr.
02:25 02 Mar 22
Central Group Mortgage worked diligently throughout my home buying process. They came alongside me and guided me through every step which helped me feel at ease as a first time home buyer. I enjoyed my experience and would work with them again in the future.
Yaojia LinYaojia Lin
17:51 24 Sep 21
Pretty professional, friendly, patient, and efficient. The loan was completed in less than a month. There are many member on the team and the cooperation is tacit. I hope to cooperate again.
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